Esthetician Liability Insurance

An esthetician, sometimes referred to also as an aesthetician, are non-medical skin-care specialists who has gone through a professional training program in the field of skin care. Estheticians provide their clients with skin treatments such as microdermabrasion, hair removal, facial treatments, hydrotherpy, deep pore cleansing, and exfoliation.

* We do NOT cover any forms of electrolysis, IPL or Laser services, eyelash tinting.

Alternative Balance supports the more than 800,000 estheticians, cosmetologist and skin care professionals in the U.S. with professional and general liability insurance, business resources and tools to help their business grow.

According to the U.S. Bureau of labor about 44% of workers are self-employed and work flexible hours and many states require a license to perform their services. 

These growing numbers of self-employed lease booth space or a chair from the salon or spa owner, have mobile practices or provide their services in senior and assisted living centers even their own locations, all while being responsible for their own supplies, taxes and insurance.

As an independent licensed professional you have the responsibility to protect yourself, your income, the location where you work, and, of course, your clients.

The most common type of insurance for esthetician and skin care professionals is professional and general liability insurance also known as malpractice and slip and fall.

Alternative Balance and The Salon & Spa Association has designed a unique program to fit the need of independent professional in all 50 states.

Coverage is provided for up to $2,000,000 per occurrence and $3,000,000 aggregate for professional and general liability insurance with 100,000 damage to premises and covers over 300 services with no additional cost. Rates range from $159-$179yr with low student plans of $119yr.