|
Alternative Balance supports the more than 800,000 barber, cosmetologist and skin care professionals in the U.S. with professional and general liability insurance, business resources and tools to help their business grow.
According to the U.S. Bureau of labor about 44% of workers are self-employed and work flexible hours and many states require a license to perform their services.
As an independent licensed professional you have the responsibility to protect yourself, your income, the location where you work, and, of course, your clients.
The most common type of insurance for barbers, cosmetologist and skin care professionals is professional and general liability insurance also known as malpractice and slip and fall.
Alternative Balance and The Salon & Spa Association has designed a unique program to fit the need of independent professional in all 50 states.
Coverage is provided for up to $2,000,000 per occurrence and $3,000,000 aggregate for professional and general liability insurance with 100,000 damage to premises and covers over 300 services with no additional cost. Rates range from $159-$179yr with low student plans of $119yr. |
|
These growing numbers of self-employed lease booth space or a chair from the salon or spa owner, have mobile practices or provide their services in senior and assisted living centers even their own locations, all while being responsible for their own supplies, taxes and insurance.
